Credit Lending Lead at a Financial Service Company in Vientiane, Laos

Job Description

Credit Lending Lead at a Financial Service Company in Vientiane, Laos

• Responsible for overseeing credit origination, appraisal, and approval processes for multiple collateral types including inventory, receivables, property, and other assets. 
• Up to 30,000,000 LAK plus Other Allowances and Benefits

The Role 

This role involves in credit risk management, lending operations, and portfolio monitoring, with the ability to lead a team and ensure compliance with internal policies and regulatory requirements.

About the Company 

Our client specializes in providing financial leasing services primarily for vehicles, focusing on non-real estate retail finance.

Description

• Lead and manage the credit lending department, ensuring efficient loan origination and approval processes.
• Assess creditworthiness of clients and businesses using financial, operational, and collateral-based analysis.
• Develop and maintain credit risk models and lending guidelines.
• Monitor loan performance, delinquency trends, and implement corrective actions when necessary.
• Collaborate with appraisal, operations, and legal teams to ensure accurate asset valuation and proper documentation.

Requirements

• Bachelor’s degree in Finance, Economics, Business Administration, or related field.
• At least 3 years of experience in credit analysis, lending, or risk management, with 3+ years in a leadership role.
• Strong understanding of collateral-based lending (inventory, receivables, property, factory, etc.).
• Excellent knowledge of credit risk frameworks, regulatory compliance, and financial statement analysis.
• Experience in banking or financial institutions is highly desirable.
• Fluency in Lao and/or Thai and English is a strong advantage.

Benefits

Bonus + Competitive Allowances

Career Growth Opportunities 

Together with the growth of the company’s business, there is a lot of potential for the career development of the employees and excellent internal training

For more information contact Kira on WhatsApp at +95-9-783-697-511